We make the mortgage process easy.

Our complete digital mortgage technology and our live support will help find you the best mortgage program with the lowest rates and fast closing. To learn more, select your loan type below to get started. To apply now, please select APPLY NOW on the top right corner.

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Today's Rates *

*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Get Pre-Qualified Instantly!

No Hard Inquires on Your Credit

score. Our technology allow us to issue a quick prequalification for your home loan based on your credit scores.

Instant Pre-Qualification

Loan Office Work Table

Instant pre-qualification is based solely on one of your credit scores. To qualify for a loan, we will need a complete loan application and more information such as income, tax returns, housing history, bank statements and other important information. A loan pre-qualification is not a loan approval. A loan approval will be issued after an underwriter has reviewed all required documentation required. For more information please contact us. Optzions Mortgage is a dba of Althas Co, a Florida Licensed Mortgage Broker NMLS#1310848 

Refinance with Historically Low Rates!

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Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!
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Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt
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Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

  • Good For
  • icon Lower money towards interest
  • icon Paying off the home sooner!

Welcome to Optzions Mortgage

Because in Life we all have Optzions!

At Optzions Mortgage, we not only provide our clients with knowledge, experience and awesome customer service but also with technology, a great selection of mortgage loan programs with low rates from the best real estate warehouse lenders in the nation and fast closings. 

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Reverse Mortgage Loans, Home Equity Lines, VA and USDA Loans, Non-Conforming loans such as No Tax Returns, No Income - No Assets, Liquid Assets Only, Real Estate Investors Financing, Rental Financing, AirBNB - VRBO financing, DSCR loans, Multifamily Properties Financing and many Commercial loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Optzions Mortgage, formerly Althas Mortgage is a dba of Althas Co NMLS#1310848. Same Company, Enhanced Process and Better Results.

Our Satisfied Clients

Latest Blog Posts

Purchasing

We work conforming and non-conforming real estate loans.

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The Optzions Mortgage Advantage

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Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)

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Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

OPTZIONS REAL ESTATE & MORTGAGE

Contact Us:

Phone: (239) 676-5191

Address: 9142 Bonita Beach Rd
Bonita Springs ,FL
34135

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed

Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

Click here for more

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Apply Now

Get started with our easy online application.

Click here to get started

latest news

Latest News

FHA

There are lots of good reasons to choose an FHA loan.

Click here for more

Calculate Monthly Payment*

Calculate Monthly Payment
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.