Our complete digital mortgage technology and our live support will help find you the best mortgage program with the lowest rates and fast closing. To learn more, select your loan type below to get started. To apply now, please select APPLY NOW on the top right corner.
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.
score. Our technology allow us to issue a quick prequalification for your home loan based on your credit scores.
Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.
Reduce My Payment
If your house has increased in value, you can use that equity to get cash-out, for whatever you need!
Use My Equity
Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!
Shorten My Term
Because in Life we all have Optzions!
At Optzions Mortgage, we not only provide our clients with knowledge, experience and awesome customer service but also with technology, a great selection of mortgage loan programs with low rates from the best real estate warehouse lenders in the nation and fast closings.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Reverse Mortgage Loans, Home Equity Lines, VA and USDA Loans, Non-Conforming loans such as No Tax Returns, No Income - No Assets, Liquid Assets Only, Real Estate Investors Financing, Rental Financing, AirBNB - VRBO financing, DSCR loans, Multifamily Properties Financing and many Commercial loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Optzions Mortgage, formerly Althas Mortgage is a dba of Althas Co NMLS#1310848. Same Company, Enhanced Process and Better Results.
We work conforming and non-conforming real estate loans.
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We know the area and the market and we're part of your community, not a bot on the net :)
We work to close your loan as quickly as possible. We can even hit curveballs!
We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!
Phone: (239) 676-5191
Address: 9142 Bonita Beach Rd Bonita Springs ,FL 34135
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed
We can help you lock in a long term fixed rate and get out of your ARM.
Get started with our easy online application.
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There are lots of good reasons to choose an FHA loan.