Optzions Mortgage Home Loans and Commercial Financing

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

Get Pre-Qualified Instantly!

No Hard Inquires on Your Credit

score. Our technology allow us to issue a quick prequalification for your home loan based on your credit scores.

Instant Pre-Qualification

Loan Office Work Table

Instant pre-qualification is based solely on one of your credit scores. To qualify for a loan, we will need a complete loan application and more information such as income, tax returns, housing history, bank statements and other important information. A loan pre-qualification is not a loan approval. A loan approval will be issued after an underwriter has reviewed all required documentation required. For more information please contact us. Optzions Mortgage is a dba of Althas Co, a Florida Licensed Mortgage Broker NMLS#1310848

Refinance with Historically Low Rates!

Lower Monthly Payment

Take advantage of today's historically low rates, a lower payment can provide security in uncertain times.

Good For
Extra Monthly Money
Retirement Savings!

Reduce My Payment

Get Cash Out

If your house has increased in value, you can use that equity to get cash-out, for whatever you need!

Good For
Home Improvement
Paying high-interest debt

Use My Equity

Shorten Your Loan Term

Rates on 15 year mortgages can make the payment similar but the pay-off years sooner!

Good For
Lower money towards interest
Paying off the home sooner!

Shorten My Term

Welcome to Optzions Mortgage

Because in Life we all have Optzions!

At Optzions Mortgage, we not only provide our clients with knowledge, experience and awesome customer service but also with technology, a great selection of mortgage loan programs with low rates from the best real estate warehouse lenders in the nation and fast closings.

We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Reverse Mortgage Loans, Home Equity Lines, VA and USDA Loans, Non-Conforming loans such as No Tax Returns, No Income - No Assets, Liquid Assets Only, Real Estate Investors Financing, Rental Financing, AirBNB - VRBO financing, DSCR loans, Multifamily Properties Financing and many Commercial loans. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!

Optzions Mortgage, formerly Althas Mortgage is a dba of Althas Co NMLS#1310848. Same Company, Enhanced Process and Better Results.