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From First Time Home Buyers to Experienced Real Estate Investors, we have a loan program for you.  Curious? Select the scenario below to get started. Learn more about your situation? 

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.

Get Pre-Qualified Instantly!

No Hard Inquires on Your Credit

A Soft Pull, allow us to view your credit report including your scores but it does not count as a hard credit pull, which means your credit score is safe.

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Loan Office Work Table

Instant pre-qualification is based solely on one of your credit scores. To qualify for a loan, we will need a complete loan application and more information such as income, tax returns, housing history, bank statements and other important information. A loan pre-qualification is not a loan approval. A loan approval will be issued after an underwriter has reviewed all required documentation required. For more information please contact us. Optzions Mortgage is a dba of Althas Co, a Florida Licensed Mortgage Broker NMLS#1310848 

Seller Financing For...Residential Mortgage|Commercial Mortgage|Condos|Homes|Villas

View our Inventory on Seller Financing Properties, we are here to help!
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Use the equity in your home!


Second Mortgage

Keep your first mortgage low rate but access the equity on a lump sum. Full Doc or Bank Statements Only.

  • Good For
  • icon Extra Monthly Money
  • icon Retirement Savings!


Take a lump sum or use and pay only for what you need with a Home Equity Line of Credit

  • Good For
  • icon Home Improvement
  • icon Paying high-interest debt

Debt Consolidation

Why pay high credit card rates when you have equity? Use your equity to pay off debts and save!

  • Good For
  • icon Lower money towards interest
  • icon Paying off debt and save!

Welcome to Althas Mortgage - Where Innovation Meets Tradition in Home & Commercial Financing

At Althas Mortgage, we are redefining the world of home financing with our innovative loan programs. We understand that every borrower is unique, and that's why we offer a diverse array of financing options to meet your commercial and residential specific real estate financing needs. Our commitment to excellence, coupled with strategic partnerships with the industry's top real estate warehouse lenders, empowers us to provide you with an extensive selection of loan programs. Here's what sets us apart:

Innovative Loan Programs: Althas Mortgage goes beyond the conventional to offer you cutting-edge financing solutions. Whether you're looking for options like "No Tax Returns," "1099 or W2 Only," "Verification of Employment Only," "Bank Statements Only," "ITIN Only", or "DSCR" loans, we've got you covered. We believe in flexibility and personalization, ensuring that your unique financial situation is accommodated.

Traditional Programs, Elevated: While we pride ourselves on innovation, we haven't forgotten the tried-and-true. Alongside our groundbreaking options, we offer the classic Jumbo, Conventional, and Government Programs, maintaining the stability and reliability you'd expect from a trusted mortgage partner.

Extensive Lender Partnerships: Althas Mortgage has strategically partnered with the finest real estate warehouse lenders in the industry. These strong partnerships enable us to provide you with an unparalleled range of loan choices, so you can select the one that perfectly aligns with your homeownership goals.

When you choose Althas Mortgage, you're choosing a dynamic blend of tradition and innovation. We're here to help you find the right financing solution, no matter how unique your circumstances may be. Welcome to a world of possibilities in home financing with Althas Mortgage. Your journey to homeownership starts here.

Althas Mortgage NMLS#1310848. a Florida Licensed Mortgage Company.

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We work conforming and non-conforming real estate loans.

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The Optzions Mortgage Advantage


Local Knowledge

We know the area and the market and we're part of your community, not a bot on the net :)


Fast Processing

We work to close your loan as quickly as possible. We can even hit curveballs!

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Best Service

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!

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Utilizing Technology

We have the latest online tech like secure mobile uploading and we're available to use the device the old-fashioned way too!


Contact Us:

Phone: (239) 676-5191

Address: 10971 Bonita Beach Rd SE Ste #3
Bonita Springs ,FL

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed


We can help you lock in a long term fixed rate and get out of your ARM.

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Get started with our easy online application.

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There are lots of good reasons to choose an FHA loan.

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*=This is only an estimate, provided for illustrative purposes only. Actual rates and payments may vary. It does not constitute a quote.