Which Loan is Right For You?
In the past every home owner got the same loan: a 30 year fixed mortgage. Today there are many different loan programs and choosing the right one could save you hundreds of dollars on your monthly payments.
|How Long Do You Plan On Living In The House?||We Recommend:|
|Not Very Long (1-3 Years)||3/1 ARM, 1 year ARM or 6 month ARM|
|A few years (3-5 Years)||5/1 ARM|
|At least 5 years (5-7 years)||7/1 ARM|
|Around 10 years ( 7-10 years)||10/1 ARM, 30 yr fixed or 15 yr fixed|
|A long time (10 plus years)||30 year fixed or 15 year fixed|
|30 year Fixed |
15 year Fixed
| || |
|Adjustable Rate Mortgages (ARMS)|| || |
|Balloon Mortgages|| || |
|First Time Buyer Programs|| || |
|No point, No fee Programs|| || |
|Home Equity Line of Credit|| || |
|Home Equity Fixed Loan|| || |
In Addition to these standard loan programs we offer a large number of specialized loans to fit your needs please call or email for more information.